Job Description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.



To effectively execute the trade sales function, comprising solution structuring, drafting
of deal papers for credit approval, vetting of resultant legal agreements, assisting in the
closure of conditions precedent, assisting with client onboarding and training. After
sales comprise assisting with changes to and reviews of the facility. Sales are of open account trade solutions (most notably trade invoice financing) but deep knowledge of all open account trade solutions, documentary trade products and foreign exchange hedging is also required.To gather and analyse relevant information and insights for Commercial Banking clients to support the Head: Trade to deliver appropriate finance solutions.Being able to use multiple data sources eg World Trade Organisation, various country
International Trade Centre, South African Revenue Services, National Bureau of
Statistics, internal payment data etc. to guide sales initiatives. To act as subject matter expert on Trade (including Documentary Trade, Open account Trade Finance, Payments and FX) solutions where required.This requires deep experience in Vanilla Trade Finance (LC's, Guarantees) Deep Open Account Trade Finance experience (Receivables / Debtor Finance, Supply Chain Finance, Trade Loans, Selective Receivables Finance, Trade Invoice Finance).

Qualifications

Qualifications

• Business Commerce Degree
• Additional higher qualifications will be advantageous as will specific industry certifications e.g. ACI Dealing Certificate, International Chamber of Commerce, Certified Trade Professional

• 5-7 Years previous experience in commercial or business banking or similar environment.
• Experience in cash flow modelling, working capital analysis and debt structuring solutions particularly within Trade.
• Sound experience in, and knowledge of, credit, compliance, risk (in-country and market) and legal agreements.

• Interacting with People
• Articulating Information
• Convincing People
• Examining Information

• Customer Understanding
• Product Knowledge
• Customer Acceptance and Review
• Sales Planning and Reporting
• Interpreting Financial Statements

Standard Bank