Job Description

Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

We are seeking a dynamic and analytically driven Credit Analyst to join our Financial Institutions team. This role is critical in assessing and managing credit risk across a diverse portfolio of bank and non-bank financial institutions, including DFIs, insurers, asset managers, and Fintech's. You will contribute to the origination, structuring, and ongoing monitoring of credit exposures, ensuring alignment with regulatory frameworks and internal risk appetite.
Qualifications
Type of Qualification: First Degree
Field of Study: Finance, Accounting, Economics or related field
Licenses & Certifications: CA (SA) or CFA would be preferred
Experience Required
Minimum of 8 years experience in credit risk assessment, preferably within Financial Institutions. Strong understanding of banking and non-bank financial institutions business models, regulatory capital frameworks, and sovereign risk. Familiarity with products such as RCFs, securitisations, trade finance, and guarantees.
Proficiency in financial modelling and credit rating methodologies.
Experience and the ability to present to senior stakeholders.
Additional Information
Behavioural Competencies:

• Establishing Rapport
• Examining Information
• Exploring Possibilities
• Making Decisions
• Upholding Standards

Technical Competencies:

• Risk Identification
• Risk Management
• Risk Measurement
• Risk / Reward Thinking

Skills Required