Job Description

Job SummaryOverview:
A reputable financial institution is seeking an experienced Credit Risk Manager to oversee credit risk processes within the corporate banking and treasury environment. This role is critical for maintaining robust risk controls, supporting strategic decision-making, and ensuring compliance with internal credit policies and regulatory requirements.Key Responsibilities:Evaluate credit applications submitted by corporate banking and treasury departments, including validating internal credit ratings and post-loan reportingReview and provide opinions on credit limits, transactions, and internal risk assessmentsManage and ensure compliance with drawdown procedures and internal policiesParticipate in regulatory reporting processes such as ICAAP, Recovery Plans, Risk Appetite assessments, and Pillar 3 disclosuresEngage with regulators, auditors, and industry forums on credit risk mattersMonitor compliance with internal credit policies, including industry concentration risk, loan renewals, covenant adherence, and legal agreement requirementsConduct ongoing post-lending monitoring including credit risk escalation, ESG risk assessment, and asset reclassificationTrack past dues, non-performing assets, and oversee loan write-off processesPerform credit administration tasks such as drawdown confirmations, credit limit monitoring, and reporting tools managementServe as secretary to Credit Committees and Deal Forums by scheduling meetings, preparing documentation, and maintaining recordsMinimum Requirements:BCom Degree in Finance, Economics, or related field (essential)Postgraduate qualification in Finance (advantageous)4-8 years' experience in credit/business analysis within banking or financial servicesSolid knowledge of credit risk principles, financial analysis, and banking regulationsProficient in MS Office (Excel, Word, PowerPoint)Strong analytical ability, attention to detail, time management, and communication skillsIf you have not been contacted within 10 working days, please consider your application unsuccessful.WatersEdge SolutionsRecruiter

Job Mail