Job Description

Empowering Africa's tomorrow, together...one story at a time.
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
Job Summary
To conduct and ensure quality credit management principles are adhered to within a credit officials mandate level, based on the Absa Bank Credit Risk Model. To manage customers' accounts by ensuring the normalization and rehabilitation of account management accounts during the early

stage delinquency cycle. This end-to-end process requires collaboration with various Strategic Business Units (SBUs). The role has a strong Credit and Risk Management focus specializing in the account management process.

Resolve early-stage excess by assessing the customers' risk, determining the reason for the excess and agreeing on a solution with the customer. This could include agreeing on a promise from to pay, an increase, decrease in facility, adjusting debit orders and/or fees, or restructuring the facility where appropriate.
Knowledge & Skills: (Maximum of 6)

Credit Risk Assessment / management in a financial environment Financial principle analysis Intermediate computer skills Customer Orientation Level Verbal and written communication Network ability The ability to adapt to continuous changes in the working environment Negotiation skills Assertiveness


Competencies: (Maximum of 8 competencies)

Deciding and initiating action Analysing Persuading and influencing Planning and organising Entrepreneurial and commercial thinking Following instructions and procedures Coping with pressure and setbacks Adapting and responding to change
Education:

NQF Level 7: 3-year National Diploma/Degree
3 to 5 years credit management experience

Previous mandate management experience preferred
Education
Higher Diplomas: Business, Commerce and Management Studies (Required)Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.Absa Bank Limited reserves the right not to make an appointment to the post as advertised