Head Product Manager: Od, Student Loans And Term Agreements

Johannesburg, Gauteng, South Africa

Job Description

Requisition details and Specialist Recruiter
Title: Head Product Manager: Overdraft, Student Loans and Term agreement
Requisition: 143461
Closing date: 16 January 2025
Specialist Recruiter: William Mtsweni
Job Family
Project, Process and Product
Career Stream
Product
Leadership Pipeline
Manage Managers
Job Purpose
To be accountable for managing a product or portfolio of products so that the bank achieves its strategic objectives.
Job Responsibilities
Product Strategy & Roadmap

  • Define and execute the product vision and strategy for overdraft, student loans, and term agreements.
  • Develop a multi-year roadmap aligned with business objectives, customer needs, and market trends.
  • Identifying, executing and tracking key initiatives to achieve strategic outcomes
Innovation & Development
  • Drive product innovation leveraging data analytics, customer insights, and emerging technologies.
  • Collaborate with design, engineering, and digital teams to deliver best-in-class solutions.
Financial Performance
  • Own P&L for the product portfolio; including pricing strategies, monitor margins, and optimize profitability.
  • Forecast and manage product performance metrics including growth, retention, and risk.
  • Strong business acumen and modelling skills to support the building of business cases, evaluation of new opportunities and the identification of initiatives for growth
  • Drive profitable client acquisition and retention
Regulatory & Risk Management
  • Partner with legal and compliance teams to mitigate operational and reputational risks.
Customer Experience
  • Champion customer-centric design and digital-first experiences across all channels.
  • Ensure competitiveness by monitoring market trends and activities and providing strategic inputs for solutions to meet client expectations.
Stakeholder Engagement
  • Work closely with executive leadership, marketing, operations, and technology teams.
  • Represent the product portfolio in strategic forums and industry engagements.
Team Leadership
  • Build and lead a high-performing product team; foster a culture of innovation and accountability.
Essential Qualifications - NQF Level
  • Matric / Grade 12 / National Senior Certificate
  • Advanced Diplomas/National 1st Degrees
Preferred Qualification
  • Bachelor's degree in Business, Finance, Economics, or related field (Master's preferred).
Minimum Experience Level
  • 6+ years experience in product management within financial services, with at least 5 years in a leadership role.
  • Strong understanding of Credit Risk, Regulatory Frameworks, and Digital Banking trends.
  • Experience in Profit and Loss management and strategic planning.
Technical / Professional Knowledge
  • Change management
  • Client service management
  • Communication Strategies
  • Diversity management
  • Employee training/development
  • Financial Accounting Principles
  • Organisational behaviour theory
  • Principles of project management
  • Strategic planning
  • Management information and reporting principles, tools and mechanisms
Behavioural Competencies
  • Building Partnerships
  • Communication
  • Customer Focus
  • Decision Making
  • Continuous Improvement
  • Guiding Sales Opportunities

Please contact the Nedbank Recruiting Team at +27 860 555 566

Skills Required

Beware of fraud agents! do not pay money to get a job

MNCJobs.co.za will not be responsible for any payment made to a third-party. All Terms of Use are applicable.


Job Detail

  • Job Id
    JD1623371
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Johannesburg, Gauteng, South Africa
  • Education
    Not mentioned