Head Of Collections – Home Loans / Strategy

Johannesburg, Gauteng, South Africa

Job Description

Job Summary
What You'll Be Responsible For:

  • Designing and executing collections and recovery strategies for all secured lending portfolios, including property, tangible, and intangible assets.
  • Overseeing end-to-end collections operations with a focus on efficiency, compliance, and risk management.
  • Leading the rehabilitation and restructuring process of distressed assets, ensuring alignment with regulatory and internal standards.
  • Providing strategic leadership and guidance to a high-performing collections team, while driving continuous improvement.
  • Partnering with internal legal, finance, and operational teams to ensure holistic and sustainable recovery efforts.
  • Managing stakeholder expectations and reporting on collection performance, risks, and recovery targets.
You'll Need To Bring:
  • A Bachelor's degree in Finance, Accounting, Risk Management, Quantitative Studies, or similar (CRM certification advantageous).
  • 10+ years of functional leadership experience within collections, recoveries, or secured credit risk in the banking sector.
  • Deep understanding of foreclosure processes, portfolio analysis, and legal/regulatory frameworks.
  • A proven track record of designing high-impact collections strategies with tangible business results.
  • Solid understanding of risk, governance, and compliance protocols.
  • Experience with secured lending products, particularly home loans/mortgage portfolios, is essential.
Your Strengths:
  • Strategic, commercially astute, and decisive.
  • A calm, composed leader under pressure.
  • Analytical with a strong command of credit risk data and trends.
  • Skilled at people leadership and cross-functional stakeholder engagement.
  • Excellent communicator with a solutions-oriented mindset.
What's In It For You?
  • The opportunity to lead at an executive level and shape strategic direction.
  • Exposure to complex and high-value portfolios.
  • A role with real impact on financial recovery and business sustainability.
  • A collaborative, forward-thinking work environment with high performance at its core.
If you are interested in this opportunity, please apply directly to .
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For more information contact:
Heidi Nieuwoudt on 012 348 4940
Specialist Recruitment Consultant: Actuarial and Analytical
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Job Detail

  • Job Id
    JD1454923
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Johannesburg, Gauteng, South Africa
  • Education
    Not mentioned