Job Description

Introduction
Happy Pay is a fast-growing fintech operating in the BNPL and payments space across South Africa and the UK. We're looking for a Finance Operations Manager to help manage the day-to-day finance engine of the business - treasury, reconciliations, payroll prep, and month-end - and to help scale our finance function as we grow.
This is a hands-on role suited to someone who enjoys detail, systems, and process ownership, and who is comfortable operating in a high-growth, transaction-heavy environment. We're a small team,
Key Responsibilities
Reconciliations & Controls

• End-to-end reconciliation between payment processors and the Happy Pay platform
• Investigation and resolution of recon variances
• Maintenance of clean audit trails and supporting schedules

Treasury & Cash Management

• Daily treasury operations at the South African business
• Bank account processing and payment runs
• Preparation and execution of facility drawdowns

Receivables & Payables

• Ownership of receivables management
• Creditor management and supplier payment scheduling
• Preparation and processing of supplier invoicing, including:

• Affiliate fee invoicing
• Ads platform billing
• Gross settlement billing

Payroll

• Preparation of payroll inputs, including:

• Commission calculations
• Advance repayment deductions
• Liaison with payroll provider and internal stakeholders

Month-End & Reporting

• Preparation of monthly management accounts, including:

• Platform data ingestion and validation
• Loan book reconciliation and interest recognition
• Intangible asset reconciliation
• Monthly accruals (including donations)
• Prepaid expense register maintenance
• VAT transaction review and support
• Support the Head of Finance with month-end close and reporting timelines

Process & Stakeholder Management

• Drive process improvements across finance operations
• Participate in weekly finance catch-ups and cross-functional check-ins
• Act as a reliable execution partner to the Head of Finance

Requirements

• 5-10 years experience in finance operations, accounting, or financial control
• Strong exposure to transaction-heavy environments (fintech, payments, lending, e-commerce preferred)

Solid understanding of:

• Treasury and cash management
• Reconciliations
• Month-end accounting processes
• Comfortable working with:

• Large data sets
• Multiple systems / platforms
• Excel / Google Sheets (advanced)
• Detail-oriented, process-driven, and highly organised
• Able to operate independently and take ownership

Nice to have:

• Experience with UK + South African entities
• Exposure to lending, loan books, or interest recognition
• Prior fintech or transaction rich experience

Benefits
Why Happy Pay

• Real ownership and impact
• Exposure to a high-growth fintech environment
• Work closely with senior leadership
• Opportunity to help shape scalable finance processes from the ground up

Skills Required