Finance & Insurance (f&i) Consultant

Johannesburg, Gauteng, South Africa

Job Description

The Opportunity
Are you a motivated F&I professional with a "get-it-done" attitude? Our client, a busy motor dealership in Roodepoort, is seeking a dynamic F&I Consultant to join their finance team.
In this role, you will be the bridge between a customer's dream car and their keys. You'll work alongside the sales team to structure deals, secure bank approvals, and ensure every customer drives away with the best value-added protection for their new vehicle.
What You Will Be Responsible For
Deal Structuring & Support

  • Collaborate with Sales Executives to gather high-quality credit applications.
  • Explain finance options, interest rates, and terms to customers in a friendly, professional manner.
  • Assist in negotiating with banks to secure timeous deal approvals.
Value Added Products (VAPs)
  • Present and sell essential products including extended warranties, service plans, and shortfall insurance.
  • Ensure customers understand the benefits of their cover while maintaining ethical and compliant sales practices.
Credit Evaluation & Compliance
  • Review supporting documents (ID, Proof of Income, Affordability) for accuracy.
  • Ensure every deal is 100% compliant with FAIS and NCA regulations.
  • Maintain meticulous "contract packs" and electronic files to ensure smooth payout from the banks.
Relationship Management
  • Maintain strong working relationships with bank credit cross-functional teams and insurers.
  • Support a seamless handover process from the sales floor to the finance office.
What You Need to Bring
Qualifications & Compliance
  • Grade 12 (Essential).
  • FAIS Accreditation (Credits as per the required business class).
  • NCA Card (Essential).
  • RE5 Certification (Highly advantageous).
Experience & Skills
  • At least 3 to 4 years' experience as an F&I Consultant or Assistant within an automotive dealership environment.
  • Solid knowledge of retail vehicle finance and credit scoring.
  • High attention to detail--you hate mistakes in paperwork!
  • A customer-focused approach with the energy to thrive in a fast-paced environment.
Systems
  • Proficiency in Signio or similar F&I platforms.
  • Competency in Microsoft Office and dealership CRM systems.
Other Requirements
  • Valid South African Driver's Licence.
  • Clear Criminal and Credit record (Non-negotiable).
Why This Role?
  • Local Impact: Work in a high-traffic dealership in the Roodepoort area.
  • Supportive Environment: Join a team where your ability to process deals accurately is highly valued.
  • Earning Potential: A competitive basic salary with a commission structure that rewards your efficiency and VAP penetration.
Location - Roodepoort, West Rand
How to Apply
Send your CV and a copy of your SANC/FAIS/NCA documents to: (Reference: FIC_RDPT_GP)

Skills Required

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Job Detail

  • Job Id
    JD1641663
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Johannesburg, Gauteng, South Africa
  • Education
    Not mentioned