Credit Underwriter

Johannesburg, Gauteng, South Africa

Job Description


Primary Tasks & Key Responsibilities:

  • Team Management: Oversee a team of credit underwriting analysts, offering day-to-day support and guidance.
  • Credit Assessments: Conduct limit and rating setting, as well as re-assessments for a specific portfolio within the global oil marketing division.
  • Financial Analysis: Perform detailed financial analysis, including spreading financial data and assessing credit risk appetite.
  • Portfolio Management: Take responsibility for more complicated reviews involving asset valuations and financial structures (e.g., investments, loans, assets).
  • Monitoring & Reporting: Monitor portfolio triggers, escalate issues as necessary, and report on credit risk performance and sector trends.
  • Sovereign & Sector Analysis: Provide in-depth analysis on relevant sovereigns and sectors.
  • Macro-economic Analysis: Produce and present macro-economic insights and commentary for the portfolio.
  • Cross-functional Reporting: Manage global oil credit risk reporting and communication with senior stakeholders.
  • Stakeholder Relations: Build strong relationships with senior management and the commercial credit team.
  • Project Involvement: Participate in local and global credit-related projects.
Key Relationships:
  • Credit teams (London, New York, Singapore)
  • Senior Risk Management teams
  • Other Risk functions
Qualifications:
  • Bachelors Degree (preferably in finance, risk management, accounting, economics, or business studies).
  • Postgraduate qualifications are beneficial.
  • Relevant certifications (e.g., Chartered Accountant, Chartered Financial Analyst, Chartered Institute of Management Accountants) are a plus.
Work Experience & Skill Requirements:
  • Minimum 8 years of experience in Credit Risk/Credit Underwriting within mining, commodity trading, banking, insurance, or consultancy.
  • Financial analysis experience is advantageous.
  • Proficiency in coding (e.g., VBA, PowerBI, Python) is a plus.
Competencies:
  • Proficient in Microsoft Office (Excel, PowerPoint, Access).
  • Strong communication skills, both written and verbal.
  • Ability to work independently and as part of a rapidly changing team.
  • Exceptional time management and multi-tasking abilities.
  • High attention to detail and data accuracy.
  • Numerate with strong problem-solving and analytical skills.
  • Proactive, committed, and highly motivated.
  • Flexible, adaptable, and entrepreneurial with a high level of initiative.
How to Apply:

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Job Detail

  • Job Id
    JD1420788
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Johannesburg, Gauteng, South Africa
  • Education
    Not mentioned