Job Description

Credit Risk Associate - Metals
Department: Credit Risk
Key Responsibilities:

• Conduct in-depth credit assessments, including financial analysis, industry and country risk evaluations, and qualitative reviews of counter-parties.
• Draft and present detailed credit proposals and risk opinions to senior stakeholders.
• Monitor and manage credit exposure, updating risk ratings and credit files as needed.
• Set and review credit limits and payment terms, and apply risk mitigation tools such as collateral, guarantees, or credit insurance.
• Support internal credit risk modeling and the maintenance of rating frameworks.
• Monitor macro-economic trends and geopolitical developments that may impact credit quality.
• Ensure adherence to internal credit policies and external regulatory requirements.
• Contribute to the improvement of credit underwriting processes and systems.

Qualifications & Experience:

• Bachelor's Degree in Finance, Economics, Accounting, or a related field.
• Professional certifications (CFA, FRM, or similar) are advantageous.
• Minimum of 5 years of relevant experience.
• Strong analytical skills and financial modeling experience.
• Familiarity with trade finance instruments and risk mitigation techniques.
• Experience in international markets or cross-border credit exposure.
• Previous work in commodities, energy, or banking is a plus.
• Proficiency in Microsoft Excel and PowerPoint; knowledge of tools such as Bloomberg or S&P Capital IQ is beneficial.

Key Competencies:

• Strong communication skills, both written and verbal.
• Ability to manage multiple tasks and stakeholders under tight deadlines.
• Detail-oriented with a proactive, team-focused mindset.
• Advanced Excel skills, including database functionality and logical functions.

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