Credit Risk Analyst

Johannesburg, Gauteng, South Africa

Job Description

Credit Risk Associate - Metals
Department: Credit Risk
Key Responsibilities:

  • Conduct in-depth credit assessments, including financial analysis, industry and country risk evaluations, and qualitative reviews of counter-parties.
  • Draft and present detailed credit proposals and risk opinions to senior stakeholders.
  • Monitor and manage credit exposures, updating risk ratings and credit files as needed.
  • Set and review credit limits, payment terms, and apply risk mitigation tools such as collateral, guarantees, or credit insurance.
  • Support internal credit risk modeling and the maintenance of rating frameworks.
  • Monitor macro-economic trends and geopolitical developments that may impact credit quality.
  • Ensure adherence to internal credit policies and external regulatory requirements.
  • Contribute to the improvement of credit underwriting processes and systems.
Qualifications & Experience:
  • Bachelor's Degree in Finance, Economics, Accounting, or a related field.
  • Professional certifications (CFA, FRM, or similar) are advantageous.
  • Minimum of 5 years of relevant experience.
  • Strong analytical skills and financial modeling experience.
  • Familiarity with trade finance instruments and risk mitigation techniques.
  • Experience in international markets or cross-border credit exposure.
  • Previous work in commodities, energy, or banking is a plus.
  • Proficiency in Microsoft Excel and PowerPoint; knowledge of tools such as Bloomberg or S&P Capital IQ is beneficial.
Key Competencies:
  • Strong communication skills, both written and verbal.
  • Ability to manage multiple tasks and stakeholders under tight deadlines.
  • Detail-oriented with a proactive, team-focused mindset.
  • Advanced Excel skills, including database functionality and logical functions.
Please send CV's to
Should you not hear from us within two weeks please consider your application unsuccessful.

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Job Detail

  • Job Id
    JD1453831
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Johannesburg, Gauteng, South Africa
  • Education
    Not mentioned