Job Description

Overview

Managed BME credit risk exposure.

Qualifications

Relevant Financial Bachelor's Degree or equivalent

Experience

5 years' demonstrated experience in credit management 3 years demonstrated experience in dealing with multi-currency collection of multi-national debts 3 years' demonstrated experience in people management 2 years demonstrated experience in aproduction/mining environment 2 years demonstrated experience in multi-national and multi currencies environment

Duties

Minimised BME credit exposure risk

To develop and implement a strong and robust financial credit risk model monitoring the process ensuring adherence to required regulations

thus, improving the competitive advantage for the organisation.

To review, monitor and recommend improvements to the standard operating procedures (SOP) in order to enhance the productivity of credit

granting activities thus ensuring sound and credible risk limits for clients (risk management).

Defining the principles and procedures of the credit application process to minimise BME's credit exposure. To maintain the credit database thus ensuring compliance to various financial and admin policies, procedures and processes. To identify and resolve queries and problems timeously, apply the process guidelines provided and escalate unresolved problems. To provide technical guidance to the business and report on credit matters such as trends, research and analysis, legislative and policy changes. To manage credit insurance and provide adequate cover per customer

Timeous integrated and reliable debtor financial information

To actively manage and provide an on-time report pertaining to BME's cash inflow, in terms of actual versus estimated (budgeted)

cash and debt collections, as well as analysis of the debtor's balance, ageing, overdue balances and provision for bad debts.

Enabled regional resources regarding credit and debtor management

To provide support, education and training to staff within the organisation and regions. To contribute to the development of divisional budgets to improve working capital

Established/maintained relevant and constructive internal and external stakeholder relations

Effective relationships in the company and with relevant external stakeholders to deliver on the mandate of the role

Job Competencies

Job Related Skills

Ability to present information in a consistent, organized and accurate way Proven ability to work effectively cross-functionally Ability to communicate in both a verbal and written manner and work effectively across all levels Ability to solve problems and make decisions Proficiency in MS Office (Word, Excel, Outlook and PowerPoint) Accounting software

General Competency Requirements

Business Acumen - Essential Conflict Management - Essential Customer Focus - Essential Timely Decision Making - Essential Functional Technical Skills - Mastery Problem Solving - Essential Integrity and Trust - Essential

General