Job Description

Job Summary
Are you an experienced Credit Manager with a strong background in commercial banking, credit risk, and deal structuring? Our client, a reputable financial services institution focused on supporting South Africa's agricultural and commercial sectors, is seeking a Credit Manager to join their team in East London, Eastern Cape.
This is a permanent opportunity, perfect for a results-driven professional looking to make a strategic impact in credit and risk management.
About the Role
As Credit Manager, you will be responsible for overseeing credit assessments, credit risk management, and facilitating sustainable financial solutions for Commercial Banking and Transformation (CBT) clients. You will play a key role in evaluating credit applications, coordinating credit committee processes, and supporting regional credit operations.
Key Responsibilities

• Manage end-to-end credit processes for CBT clients
• Perform credit risk assessments, financial analysis, and industry evaluations
• Guide and support Credit Analysts and Administrators
• Participate in and coordinate Regional and Provincial Credit Committee meetings
• Ensure compliance with internal credit policies and procedures
• Liaise with internal stakeholders to close performance gaps
• Visit clients and branches to assess business sustainability and structure viable credit solutions
• Provide input on credit policy development and improvement

Ideal Candidate

• Degree/Diploma in Finance, Commerce, or Business (e.g. BCom/BTech)
• Preferred: BSc Agriculture with credit-related experience in agri-finance
• 5-8 years' experience in commercial credit, business banking, or structured finance
• Strong credit and financial analysis skills with experience in loan restructuring
• Sound knowledge of risk management principles and compliance systems
• Excellent stakeholder engagement, communication, and leadership skills
• Willingness to travel and work extended hours when required

Interested?
Please follow the online prompts and apply now!
If you have not had any response in two weeks, please consider the vacancy application unsuccessful. Your profile will be kept on our database for any other suitable roles/positions
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