Job Description

Senwes is looking for a compliance-focused professional to manage the registration and cancellation of securities, bonds, and cessions, ensuring all processes align with legislation and help mitigate credit risk within Agri Credit Solutions.
Handling of all portfolio client credit applications:

• Collate, prepare, and file all required documentation, including application support documents (e.g., bank confirmations, HP balances), FICA/KYC records, and security documents
• Compile final application packs for account creation and track the outcomes of approvals
• Review credit applications and supporting documents for completeness and accuracy
• Analyse and interpret financial statements, compare with previous years, and flag any irregularities
• Confirm grain deliveries and validate input norms, yields, prices, and cash flow assumptions
• Review and verify security values, ensuring compliance with internal policies
• Recommend and discuss necessary changes with the Manager: Agriculture Finance (MAF), and resolve any issues
• Provide timely updates to the Assistant Credit Manager, Credit Manager, and MAF on the status of applications
• Manage interim and additional credit applications as required

Collection of debt and payments

• Conduct telephonic enquiries and make arrangements with clients regarding debt collection and account payments

• Confirm client payment arrangements and update notes accordingly in SAP
• Allocate incoming payments, manage collections, and process grain income disbursements
• Identify accounts in dispute, arrears, or with potential carry-over debt at an early stage, and report findings
• Prepare delinquent accounts for handover to the Legal department
• Draft and issue final demand letters to client

Provide administrative support

• Issue instructions for the registration, cancellation, or restructuring of securities and cessions

• Manage credit limits, including:

• Following up on requested extensions
• Monitoring approval conditions for facility openings
• Coordinating the activation and availability of credit limits
• Adjusting limits downward based on received payments or grain deliveries
• Monitor approved clients without grain cessions
• Handle estate late accounts and ensure proper follow-up and documentation

Client liaison

• Liaise with portfolio clients on all application-related matters as needed throughout the process

• Communicate application outcomes to clients upon request from the Manager: Agriculture Finance (MAF), or in their absence
• Foster and maintain strong, professional relationships with clients at all times
• Monitor the utilization of credit facilities and follow up with relevant stakeholders
• Track and explain instances where credit limits are exceeded, engaging directly with clients to resolve issues

• Microsoft office (Excel & Word)
• Atleast 1 year of relevant credit experience

Qualifications:

• A relevant BCom degree

Closing date: 27 January 2026
We are committed to transformation through the appointment of persons from designated groups and potential candidates from these groups will enjoy preference.
Kindly note that a consumer credit record will be requested in respect of all appointments which involve dealing with cash or finances.
Should we not have contacted you within six weeks of the closing date, you may assume that your application has been unsuccessful.

Skills Required