Credit Analyst
Johannesburg, Gauteng, South Africa
Job Description
We are currently seeking a credit analyst to perform credit vetting of applications for business finance (experience in asset finance is non negotiable)
JOB DUTIES
Credit Scoring
- Obtaining the correct application documents and information used in the credit scoring process
- Financial analysis of businesses
o Evaluate capital structure
o Evaluate financial performance
o Relevant financial ratio analysis such as liquidity, solvency and coverage
- Credit vetting applicants through credit bureau and recording of info
- Contacting parties involved in the applicantxe2x80x99s business operations and acquiring relevant info
- Data input into scoring models
- Compiling of credit reports to be sent to credit committee and external credit committee
o Identify potential risks and red flags
o Overview of operations
o Comment on financial performance
o Feedback on credit reports
o Reference feedback
o Other relevant info relating to the applicant
- Communication with internal and external committee and acquisition of requested information
- Communicating final decisions on applications to sales staff
- Recording of information on internal system
o Decline reasons
o Pending documentation
o Other relevant lead data
Qualification and Experience
- Relevant Degree or equivalent qualification is advantageous
- 3 years experience as credit analyst
- Must have Asset Finance experience
- Financial analysis
- Credit reporting
- Credit scoring
- Good attention to detail
- Good administration and organisational skills
All suitably qualified candidates are encouraged to apply and will be considered. Our client applies the principles of employment equity as per National legislation and policy guidelines and will consider designated groups in line with these requirements.
Shortlisted candidates will be required to go through background screening and assessments
For more information please contact:
Chelsea Titus
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Job Detail
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Job IdJD1287274
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:R30000 - 35000 per month
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Employment StatusPermanent
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Job LocationJohannesburg, Gauteng, South Africa
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EducationNot mentioned