Credit Analyst Ii

Gauteng, South Africa

Job Description


Career Area: Finance

:

Your Work Shapes the World at Caterpillar Inc.

When you join Caterpillar, you're joining a global team who cares not just about the work we do - but also about each other. We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here - we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.

Job purpose:

As a Credit Analyst at Caterpillar - FPD, you will carry out activities necessary to provide credit to customers with acceptable limits of risk to the company.

What you will do:

  • Negotiates complex financial transactions and prepares transactions for documentation and funding within limits of authority.
  • Negotiates changes in standard documents with legal assistance.
  • Assists in administration of wholesale and retail customer "loan" covenant compliance reviews, including on-site record and physical machine/inventory audits.
  • Determines customer credit worthiness, approves/rejects customer deals within approved credit authority, recommends deals beyond credit authority, and restructures customer deals.
  • Conducts and monitors credit investigations.
  • Assists in leading the documentation of retail accounts receivable and administers in-processing, signing, and funding of documented transactions.
  • Assists in managing accounting input and audits booked deals for accuracy. May provide training for employees in the areas of credit, documentation, and in-processing.
  • Participates in the identification of problem areas and development of resolutions to address them.
Skills you will have:
  • Technical Excellence - Provides effective solutions to Credit Analysis through strong technical competence.
  • Knowledge of credit concepts and techniques.
  • Knowledge of financing and leasing products of the subsidiary.
  • Knowledge of billing, invoicing and dealer payment principles and concepts.
  • Ability to apply effective oral, written, and listening communication skills with dealers, customers, company personnel, and the financial community.
Qualifications and experience:
  • A completed 3-year Finance qualification.
  • A minimum of 4 years' experience in credit, collections, and financial statement analysis is recommended.
  • Experience in the financial/banking industry will be advantageous.
Additional Information:

Please frequently check the email associated with your application, including the junk/spam folder, as this is the primary correspondence method. If you wish to know the status of your application - please use the candidate log-in on our career website as it will reflect any updates to your status.

Caterpillar is an Equal Opportunity Employer and considers applicants for all positions without regard to race, colour, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws.

Caterpillar is committed to creating a dynamic work environment that values diversity and inclusion, respect and integrity, customer focus, and innovation. For more information, visit

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NB. The panel cannot make assumptions when shortlisting therefore please demonstrate your qualifications and experience on your CV relevant to the criteria outlined.

NB. The panel cannot make assumptions when shortlisting therefore please demonstrate your qualifications and experience on your CV relevant to the criteria outlined. xe2x80x8b

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Pending the number of applications, the criteria for the position may be enhanced to facilitate shortlisting.

About Caterpillar

Caterpillar Inc. is the world's leading manufacturer of construction and mining equipment, off-highway diesel and natural gas engines, industrial gas turbines, and diesel-electric locomotives. For nearly 100 years, we've been helping customers build a better, more sustainable world and are committed and contributing to a reduced-carbon future. Our innovative products and services, backed by our global dealer network, provide exceptional value that helps customers succeed.

Caterpillar is an Equal Opportunity Employer (EEO).

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Job Detail

  • Job Id
    JD1284169
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Gauteng, South Africa
  • Education
    Not mentioned