Job Description

About us: Daimler Truck Financial Services Southern Africa Pty Ltd

WE MOVE THE WORLD THROUGH SUSTAINABLE AND INTELLIGENT FINANCIAL AND SERVICE SOLUTIONS. As Daimler Truck Financial Services, we are one of the largest financial and mobility services companies in the commercial vehicle industry and a fully integrated division of the globally operating Daimler Truck AG. We simplify our customers' business with a wide range of tailored financing and service solutions and support them on the road to environmentally friendly, autonomous and safe driving.

We are active in around 16 markets with more than 1,900 employees. Our colleagues and our value-based culture are key strengths that contribute significantly to our success. At Daimler Truck Financial Services South Africa (DTFS SA), we pride ourselves on our reputation for service excellence and our care in providing flexible, innovative and tailor-made finance and insurance solutions.

Objective of the job:

To assess credit applications received while adhering to DTFS SA prescribed credit policies and risk parameters. Develop and maintain strong relationships with dealer network, internal and external customers and ensuring superior service is always maintained. To support the company strategy of achieving projected operating plan and sales targets without compromising risk to the organisaion. To be compliant to the Company's Integrity and Anti-bribery Codes, Conflict of interest Policy, Anti- Trust, Anti Money laundering policies as well as all legislative requirements.

Knowledge, Skills and Attributes

xc2xb7 Knowledge in:

o Credit lending principles in Corporate and Commercial Vehicles environment

o Relevant legislation including, but not limited to NCA, FICA, POPIA, etc.

xc2xb7 Skills

o Analytical

o Problem Solving and Negotiation

o Conflict resolution

o Written and verbal communication

o Microsoft Office skills (PowerPoint, Word and Excel)

xc2xb7 Competencies:

o Attention to detail and Critical thinker

o Project management

o Business acumen and Assertiveness

o Customer services

Outputs

The successful candidate will be responsible for the following:

xc2xb7 Assess, analyse, evaluate and recommend a course of action for credit applications, based on customer financial data, including payment history, proof of income, financial analysis with interpretation and bank statements. Any other supporting documentation. Making decisions/recommendation within prescribed policies and authority limits.

xc2xb7 Provide input and recommendations on process optimisation and system enhancements within the department.

xc2xb7 Compile and analyse profit & loss and balance sheet to conduct sufficient trends and ratio analysis.

xc2xb7 Consult with management when needed and make recommendations on policy exceptions and control weaknesses to ensure that findings are correct.

xc2xb7 Perform periodic credit reviews to identify potential risks or opportunities.

xc2xb7 Create reports for management with viable recommendations for improvement of business operations, efficiencies, and internal controls.

xc2xb7 Coach, mentor, and assist fellow team members to establish a consistent level of quality, accuracy, and compliance to departmental standards and internal controls.

xc2xb7 Identify underwriting and funding weaknesses, address areas of non-compliance, and recommend change when necessary.

xc2xb7 Develop and maintain strong relationships with dealers, sales representatives, clients, internal stakeholders, and credit reporting agencies.

xc2xb7 Engage and inputs to industry related topics in line with various trends and statistical information.

xc2xb7 Collaborating closely with the sales and finance teams, you will ensure effective credit management practices are in place and work towards minimizing potential credit losses.

xc2xb7 Resolve queries ensure the delivery of excellent service levels.

xc2xb7 Ensure effective management of projects.

xc2xb7 Analyse and provide inputs to transportation industry policies and procedures.

xc2xb7 Contribute and input in postmortem discussions, system enhancements and the optimization of processes.

xc2xb7 Contribute to updates, monthly portfolio/statistics reviews.

xc2xb7 Ensure inter-departmental interaction take place and provide feedback accordingly.

Daimler Truck Financial Services South Africa is proud to be an equal opportunity employer. All qualified applicants will be considered; however, the following will apply:

xc2xb7 Foreign nationals must qualify for a work visa/permit as per the provisions of the Immigration Act 13, 2002.

xc2xb7 Employment Equity Plan in terms of the Employment Equity Act, No 58, 1998. Code of good practice on the employment of people with disabilities

YOUMAKEUS. Become part of us and #MAKEYOURMOVE and apply now - We are looking forward to you!

For more information contact email:

About us: Daimler Truck Financial Services Southern Africa Pty Ltd

WE MOVE THE WORLD THROUGH SUSTAINABLE AND INTELLIGENT FINANCIAL AND SERVICE SOLUTIONS. As Daimler Truck Financial Services, we are one of the largest financial and mobility services companies in the commercial vehicle industry and a fully integrated division of the globally operating Daimler Truck AG. We simplify our customers' business with a wide range of tailored financing and service solutions and support them on the road to environmentally friendly, autonomous and safe driving.

We are active in around 16 markets with more than 1,900 employees. Our colleagues and our value-based culture are key strengths that contribute significantly to our success. At Daimler Truck Financial Services South Africa (DTFS SA), we pride ourselves on our reputation for service excellence and our care in providing flexible, innovative and tailor-made finance and insurance solutions.

Objective of the job:

To assess credit applications received while adhering to DTFS SA prescribed credit policies and risk parameters. Develop and maintain strong relationships with dealer network, internal and external customers and ensuring superior service is always maintained. To support the company strategy of achieving projected operating plan and sales targets without compromising risk to the organisaion. To be compliant to the Company's Integrity and Anti-bribery Codes, Conflict of interest Policy, Anti- Trust, Anti Money laundering policies as well as all legislative requirements.

Knowledge, Skills and Attributes

xc2xb7 Knowledge in:

o Credit lending principles in Corporate and Commercial Vehicles environment

o Relevant legislation including, but not limited to NCA, FICA, POPIA, etc.

xc2xb7 Skills

o Analytical

o Problem Solving and Negotiation

o Conflict resolution

o Written and verbal communication

o Microsoft Office skills (PowerPoint, Word and Excel)

xc2xb7 Competencies:

o Attention to detail and Critical thinker

o Project management

o Business acumen and Assertiveness

o Customer services

Outputs

The successful candidate will be responsible for the following:

xc2xb7 Assess, analyse, evaluate and recommend a course of action for credit applications, based on customer financial data, including payment history, proof of income, financial analysis with interpretation and bank statements. Any other supporting documentation. Making decisions/recommendation within prescribed policies and authority limits.

xc2xb7 Provide input and recommendations on process optimisation and system enhancements within the department.

xc2xb7 Compile and analyse profit & loss and balance sheet to conduct sufficient trends and ratio analysis.

xc2xb7 Consult with management when needed and make recommendations on policy exceptions and control weaknesses to ensure that findings are correct.

xc2xb7 Perform periodic credit reviews to identify potential risks or opportunities.

xc2xb7 Create reports for management with viable recommendations for improvement of business operations, efficiencies, and internal controls.

xc2xb7 Coach, mentor, and assist fellow team members to establish a consistent level of quality, accuracy, and compliance to departmental standards and internal controls.

xc2xb7 Identify underwriting and funding weaknesses, address areas of non-compliance, and recommend change when necessary.

xc2xb7 Develop and maintain strong relationships with dealers, sales representatives, clients, internal stakeholders, and credit reporting agencies.

xc2xb7 Engage and inputs to industry related topics in line with various trends and statistical information.

xc2xb7 Collaborating closely with the sales and finance teams, you will ensure effective credit management practices are in place and work towards minimizing potential credit losses.

xc2xb7 Resolve queries ensure the delivery of excellent service levels.

xc2xb7 Ensure effective management of projects.

xc2xb7 Analyse and provide inputs to transportation industry policies and procedures.

xc2xb7 Contribute and input in postmortem discussions, system enhancements and the optimization of processes.

xc2xb7 Contribute to updates, monthly portfolio/statistics reviews.

xc2xb7 Ensure inter-departmental interaction take place and provide feedback accordingly.

Daimler Truck Financial Services South Africa is proud to be an equal opportunity employer. All qualified applicants will be considered; however, the following will apply:

xc2xb7 Foreign nationals must qualify for a work visa/permit as per the provisions of the Immigration Act 13, 2002.

xc2xb7 Employment Equity Plan in terms of the Employment Equity Act, No 58, 1998. Code of good practice on the employment of people with disabilities

YOUMAKEUS. Become part of us and #MAKEYOURMOVE and apply now - We are looking forward to you!

For more information contact email:

Qualification and Experience

xc2xb7 3 years relevant qualification in Finance, Economics

xc2xb7 B Com in Finance, Economics will be an added advantage

xc2xb7 Minimum 6 years relevant experience in:

o Vehicle and asset finance industry

o Financial Services environment

Qualification and Experience

xc2xb7 3 years relevant qualification in Finance, Economics

xc2xb7 B Com in Finance, Economics will be an added advantage

xc2xb7 Minimum 6 years relevant experience in:

o Vehicle and asset finance industry

o Financial Services environment

At Daimler Truck, we promote diversity and foster an inclusive corporate culture. We value the individual strengths of our employees, as these lead to the best team performance and thus to the success of our company. Inclusion and Equal opportunities are important to us - regardless of where you come from and who you are. We look forward to receiving applications from people of all cultures and genders, parents, people with disabilities and people from the LGBTIQ+ community.

At Daimler Truck, we promote diversity and foster an inclusive corporate culture. We value the individual strengths of our employees, as these lead to the best team performance and thus to the success of our company. Inclusion and Equal opportunities are important to us - regardless of where you come from and who you are. We look forward to receiving applications from people of all cultures and genders, parents, people with disabilities and people from the LGBTIQ+ community.

Job number: DAI00015UC

Publication period: 02/01/2024 - 02/14/2024

Location: Centurion

Organization: Daimler Truck Financial Services South Africa (Pty) Ltd

Job Category: Others

Daimler Truck