Job Description

Introduction

Through our client-facing brands Metropolitan and Momentum, with Multiply (wellness and rewards programme), and our other specialist brands, including Guardrisk and Eris Property Group, the group enables business and people from all walks of life to achieve their financial goals and life aspirations. We help people grow their savings, protect what matters to them and invest for the future. We help companies and organisations care for and reward their employees and members. Through our own network of advisers or via independent brokers and utilising new platforms Momentum Group provides practical financial solutions for people, communities and businesses.

Disclaimer

As an applicant, please verify the legitimacy of this job advert on our company career page.

Role Purpose

The role of the Credit Analyst is to provide analysis and recommendations on potential credit investments as an input into the credit portfolio management process.

Requirements

Qualifications:

Honours degree in Accounting, Finance, Mathematics or Statistics
CFA or MCom in Finance or Risk Management/ working towards either (advantage)

Experience:

6+ years relevant experience in a banking or asset management environment
Practical experience working with credit market securities (including structured securities)
Financial Statement Analysis
Advanced excel proficiency, with the ability to build corporate financial models
Strong research acumen
Stakeholder management, analytical, influencing skills

Duties & Responsibilities

Responsibilities and work outputs:

Perform credit research across various sectors in the economy and have an understanding of the drivers of performance across such sectors
Drive efficiencies within the research process, particularly through quantitative credit risk models
Keep abreast of the latest regulatory and market development across the Fixed Income team's focus sectors
Perform in-depth fundamental counterparty analysis considering relevant credit risk indicators
Build corporate financial models to support the investment thesis for an opportunity over the recommended investment horizon
Pre-screen the investment opportunities timeously and share recommendations with the Fixed Income team based on a high-level fundamental credit analysis
Review of applicable legal documentation for investment opportunities
Perform post-investment monitoring of debt investments under the management of the Fixed Income team
Develop and maintain effective working relationships with portfolio managers, asset originators, legal advisors and applicable governance committees
Complete competitor analysis to assess the strengths and weaknesses of current and potential competitors.
Analyse investment portfolios and financial instruments based on the outcomes and requirements of the mandate and business requirements.
Custodian of the fixed income team credit process and philosophy
Compile analyst reports with exposure recommendations on credit quality on a probability of default perspective.
Generate internal credit ratings for issuers in the investable universe.
Report generation & reporting to the various governance committees
Regular engagement with management teams as part of our ESG process
Custodian of the credit watch list and regular updates and reviews of existing credit exposures
Building and evaluating credit risk and attribution models for fixed income portfolios.
Build a credible profile in the market.
Pro-actively support and work with other areas with a spirit of teamwork and shared accountability.


Best practice service delivery of your functional area



Build and maintain relationships with clients and stakeholders.
Contribute to sustaining a competitive edge through external networking and benchmarking and representation on related forums.
Engage with key stakeholders to identify changing client needs and make recommendations to align service offering with client needs.
Contribute to a client service excellence culture which builds enduring relationships and allows team to provide exceptional client service.
Drive efforts to improve client service and fair treatment of fixed income clients.
Incorporate client feedback into the enhancement of daily business processes and management operating systems.
Participate and contribute to a culture which builds rewarding relationships, facilitates feedback and provides exceptional client service.

Competencies

Competencies and Skills

Client focused.
Results driven
Proactive problem solver
Logical and critical thinker
Team player.
Good corporate citizenship.
Self-management skills.
* Providing Insights and Collaborating.