Job Description

SUMMARY:
Support the business with required transactions and related legal activities to ensure that risks relating to securities and client accounts are maintained from a legal perspective and the interests of the Bank are protected. Provide management with any required status reports and make recommendations
POSITION INFO:
Key Performance Areas
Drafting, Vetting and Concluding Legally Enforceable Loan Contracts

• Responsible to compile/ draft required loan agreement/contract with supporting documents, including but not limited to, any conveyancing and notary documents.
• Drafting of required legal agreements including but not limited to security documents and any conveyancing and/or notary documents for signature as below.
• Ensure that the signatures from clients and other parties are obtained.
• Responsible to issue guarantees as required to

the transaction * Responsible to ensure compliance to all conditions, legal requirements and Comapany policy and procedures.
Responsible for the Registration of Securities and Associated Processes on behalf of the Comapany

• Manages the registration process:
• Conduct deeds office searches and any other required searches in preparation for the registration of securities.
• Attend to the registration of conveyancing and notary transactions
• Collaborate with attorneys for registration of conveyancing and notary transactions in the deeds office.
• Ensured adherence to all legislative requirements e.g. FICA, NCA, CPA etc.
• Responsible to inform all the relevant parties as it pertains to the conveyancing transaction once the conveyancing documents are ready for lodgement

Progress Reporting

• Analyse and determine the nature and extent of requests received for the compilation of a report
• Collate, analyse and verify the required data from all relevant sources.
• Generate the progress report in accordance with relevant policies and procedures.
• Recommend in accordance with the information at hand.
• Submit reports for approval as required according to the DOPs.

Maintain Existing Client Accounts and Stakeholder Relationships

• Receive registered deeds from the relevant Deeds Office, update security system and file security documentation
• Manages client queries as required in collaboration with the Commercial Bankers and the Portfolio Management Services teams.
• Ensure continuous follow-ups until expected outcomes are attained
• Document management of the interaction with the relevant role players for future reference purposes
• Proactive building of internal relationships with all business units
• Understanding operational business needs
• Providing business solutions in area of expertise
• Understanding internal client's areas of operation
• Proactively building relationships with attorneys/advocates/bank clients, etc.

Monitoring compliance with Comapany Act and other applicable legislation relating to conveyancing

• Monitor compliance with Comapany Act and other legislations that may affect the Bank and recommend solutions
• Proactive awareness of new legislation and that may impact the Bank's business and provide advise

Understanding and Interpretation of Legislation

• Legal Interpretation of, amongst others, the following:
• National Credit Act;
• Companies Act;
• Close Corporations Act;
• Deeds Registries Act;
• Intestate Succession Act;
• Administration of Estates Act;
• Matrimonial Property Act;
• Security By Means of Movable Property Act; and Wills Act.

Providing Legal Advice

• Understanding Risk Mitigants:
• Relevant provisions of MOI in respect of loan and equity funding;
• Due diligence requirements when financing share or member's interest acquisitions;
• Legal implications on security offered by the client to Comapany or security proposed by Comapany's Business Units

Preferred Minimum Education and Experience

• LLB Degree;
• Admitted as Conveyancer; and
• Admitted as an attorney.
• 4-5 years Conveyancing experience (including pre-admission experience)

Critical Competencies

• Conveyancing Process
• Deeds office process
• Report writing
• Contract compilation and interpretation

Additional Requirements

• Extended hours as and when required.
• Valid driver''s license.
• Travel as and when required