Job Description

SUMMARY:
Our client is to the insurance sector and is looking for a Commercial Insurance Underwriter to join their friendly dynamic team.
They are looking for a dynamic team player that is comfortable meeting with clients face to face.
Position is based in La Lucia.
POSITION INFO:
Minimum Requirements:

• Education: Minimum Grade 12, and RE5, or a NQF level 5 qualification in a related field is typically required.
• Experience: A minimum of 3-5 years of experience in underwriting, with a focus on both domestic and commercial lines, is preferred.
• Experience within a short-term insurance brokerage is advantageous.
• Certifications: Completion of Personal and Commercial Lines training is essential.
• Skills: Strong analytical abilities, attention to detail, excellent communication and letter writing skills, and proficiency in underwriting software (Cardinal 360)
• Microsoft Office Suite.

Key Responsibilities:

• Risk Assessment: Evaluate applications for insurance coverage by analyzing client information, property details, and other relevant data to determine risk levels.
• Premium Calculation: Set competitive premiums based on risk assessments, market trends, and underwriting guidelines.
• Client Interaction: Communicate with clients to gather necessary information, explain policy terms, and address inquiries.
• Compliance: Ensure all underwriting activities adhere to insurer legal and regulatory requirements, maintaining accurate records and documentation.
• Collaboration: Work closely with brokers and other departments to facilitate smooth policy issuance and claims processes.