Job Description

Client Banking Analyst / Investment Analyst - GeorgeMAIN PURPOSE OF THE JOBTo work closely with the Relationship Manager and Provincial Head to package the credit submission documents for Credit Committees.To act as consolidator of inputs from team members in the development of the business case for loan applications - inclusive of working on a team-basis with members of the team in the Provincial Office and the Credit Analysts in the Risk Management Division.Financial Modelling, Analysis & Deal structuring.To provide recommendations on the viability of the loan application based on analysis and interpretation of, amongst others:o The business caseo Financial statements - inclusive of cash flow projectionso Risk Considerations and Mitigation thereofo Security and Collateralo Development, Social and Environmental Impact considerationsTo provide a first level quality assurance function on the applicable policies and procedures related to the transaction under consideration.To provide first level quality assurance across key systems used by business such as SAP,CRM and Acceleris. Preferred Minimum Education and ExperienceBTech in Credit or Risk Management or - Undergraduate Degree in Commercial / Business Sciences / Risk Management / Investment Management.Post qualification experience which will typically include the following: 3 to 5 Years- Experience as a Credit Analyst, or relevant credit / lending assessment experience in a commercial or corporate banking environment- Experience in a Financial Services Lending environment- Relationship management experience in a customer facing environment - within an agricultural environment an advantage Critical CompetenciesComputerCommunicationFinancial PrinciplesInterpersonalReportingPlanningAnalyticalTime Management Additional RequirementsExtended hours as and when requiredValid driver's licenseTravel as and when requiredCompany DescriptionBanking

Skills Required