Job Description

Location:

Sandton

Type:

Full-time

Seniority Level:

CEO/Director/Partner

Reports to:

Board of Directors

The CEO of StudyAll will lead a pioneering fintech company focused on democratizing access to quality education through innovative student lending solutions. As the head of this alternative lending platform, you will build and scale a technology-driven financial services business that provides flexible payment options specifically designed for underprivileged students who lack traditional funding options. This role requires a leader with deep fintech expertise, regulatory knowledge, and a passion for financial inclusion in the education sector.

Key Responsibilities

Business Strategy & Growth

Define and execute the strategic roadmap for StudyAll's lending platform, positioning it as a leader in the education fintech space Develop and scale alternative credit assessment models that evaluate student creditworthiness beyond traditional metrics Drive product innovation in flexible repayment structures, income-share agreements, and BNPL education financing Establish strategic partnerships with educational institutions, EdTech platforms, and financial partners to expand market reach

Financial Services & Risk Management

Build and oversee a robust NBFC operation compliant with regulatory requirements and industry standards Implement sophisticated risk assessment algorithms and credit scoring models tailored to student demographics Develop sustainable unit economics and pricing strategies that balance accessibility with profitability Establish comprehensive loan portfolio management, including collections, restructuring, and recovery processes Monitor key lending metrics: default rates, loan-to-value ratios, customer acquisition costs, and lifetime value

Technology & Operations

Oversee the development of a cutting-edge lending platform with seamless user experience for loan origination, underwriting, and servicing Implement advanced data analytics, machine learning, and AI capabilities for credit decisioning and risk management Ensure robust cybersecurity, data protection, and fraud prevention measures across all operations Build scalable operational infrastructure to support rapid growth and high transaction volumes

Regulatory & Compliance

Navigate and ensure compliance with NBFC regulations, consumer protection laws, and financial services legislation Establish relationships with regulatory bodies, rating agencies, and industry associations Implement comprehensive KYC, AML, and credit reporting procedures Maintain adherence to fair lending practices and responsible lending guidelines Fundraising & Capital Markets Develop relationships with venture capital firms, private equity investors, and strategic financial partners Explore debt financing options, securitization opportunities, and alternative capital sources Present compelling investment propositions highlighting market opportunity, unit economics, and growth potential

Leadership & Team Building

Build and lead a high-performing team across technology, marketing, risk, operations, compliance, and business development Foster a culture of innovation, customer-centricity, and responsible lending practices Establish clear performance metrics, accountability structures, and incentive programs

Required Qualifications

Core Experience

10+ years of senior leadership experience in fintech, NBFC, digital lending, or financial services Proven track record of scaling lending businesses, with experience in consumer credit, marketplace lending, or alternative finance Deep understanding of credit risk management, underwriting processes, and loan portfolio optimization Regulatory expertise in NBFC operations, consumer lending laws, and financial services compliance Technology leadership experience with fintech platforms, digital lending solutions and data-driven decision making

Industry Knowledge

Alternative lending experience: BNPL, peer-to-peer lending, marketplace lending, or similar models Credit assessment expertise: Alternative credit scoring, machine learning models, and non-traditional data sources EdTech familiarity: Understanding of education financing, student demographics, and academic institution partnerships Capital markets knowledge: Experience with debt funding, securitization, and investor relations

Leadership Capabilities

Entrepreneurial mindset with experience building fintech companies from early to growth stage Strategic thinking with ability to identify market opportunities and competitive advantages Stakeholder management skills for engaging with regulators, investors, partners, and team members Data-driven approach to business decisions, risk management, and performance optimization

Educational Background

Advanced degree in Finance, Business Administration, Economics, Engineering, or related quantitative field Regulatory training in NBFC operations and consumer lending compliance

What We Offer

Highly competitive executive compensation Significant equity stake with potential for substantial value creation as the company scales Lead a high-impact fintech that democratizes access to quality education Shape the future of education financing and student lending in emerging markets * Build a category-defining company with potential for regional expansion and market leadership