Job Description

A recent professional profile photo is to accompany your application

EMPLOYMENT TYPE : Permanent
SECTOR : Finance
START DATE : A.S.A.P / Immediate

DUTIES:
Loan Origination

• Review and evaluates loan applications and documentation for completeness
• Preparing, reviewing and analyzing the creditworthiness of all business loan originations by completing a credit scorecard
• Review of the financial status of the client by interpreting financial statements and SARS documentation
• Request additional information and follow up outstanding applications
• Engaging with clients (telephonically and written) throughout the loan origination journey
• Creating loan quotes and proposals in conjunction with the credit and legal team
• Determine loan pricing, repayment mechanisms and terms (in consultation with credit team)
• Providing professional customer service, through quick turn-around time and effective communication, whilst adhering to the lending guidelines and practices
• Contribute to the achievement of monthly business targets

Administrative Duties

• Pipeline management" from origination through to close
• Post-close due diligence to ensure the loan is documented as approved and is in compliant with business/credit rules, relevant regulations, and internal policies and guidelines
• Obtain and file copies of loan applicants' credit history, corporate financial statements, and other financial information
• Engaging with reviewers/credit committee
• Constantly reviewing and improving the origination and lending process in order maintain highest level of efficiency and ability to allocate more time to origination and business development

Compliance

• Operate in compliance with laws and regulations and adhere to lending compliance guideline

REQUIREMENTS:

• 5 years of work experience in loan origination/administration
• Excellent MS Excel skills (Pivots, Lookups)
• Strong project management skills
• Familiarity with loan administration, accounting and banking applications/software is preferred
• Financial/accounting skills with the ability to understand and interpret financial statements, historical trends, budgets, projections, management performance, industry and cash flow information
• Ability to work in a goal-oriented environment
• Resourceful and the ability to take initiative

HOURS:

• 08:00 AM 05:00 PM Monday Friday

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