Job Description

Job Summary A recent professional profile photo is to accompany your application

EMPLOYMENT TYPE : Permanent
SECTOR : Finance
START DATE : A.S.A.P / Immediate

DUTIES:
Loan Origination

• Review and evaluates loan applications and documentation for completeness
• Preparing, reviewing and analyzing the creditworthiness of all business loan originations by completing a credit scorecard
• Review of the financial status of the client by interpreting financial statements and SARS documentation
• Request additional information and follow up outstanding applications
• Engaging with clients (telephonically and written) throughout the loan origination journey
• Creating loan quotes and proposals in conjunction with the credit and legal team
• Determine loan pricing, repayment mechanisms and terms (in consultation with credit team)
• Providing professional customer service, through quick turn-around time and effective communication, whilst adhering to the lending guidelines and practices
• Contribute to the achievement of monthly business targets

Administrative Duties

• Pipeline managementxe2x80x9d from origination through to close
• Post-close due diligence to ensure the loan is documented as approved and is in compliant with business/credit rules, relevant regulations, and internal policies and guidelines
• Obtain and file copies of loan applicants' credit history, corporate financial statements, and other financial information
• Engaging with reviewers/credit committee
• Constantly reviewing and improving the origination and lending process in order maintain highest level of efficiency and ability to allocate more time to origination and business development

Compliance

• Operate in compliance with laws and regulations and adhere to lending compliance guideline

REQUIREMENTS:

• 5 years of work experience in loan origination/administration
• Excellent MS Excel skills (Pivots, Lookups)
• Strong project management skills
• Familiarity with loan administration, accounting and banking applications/software is preferred
• Financial/accounting skills with the ability to understand and interpret financial statements, historical trends, budgets, projections, management performance, industry and cash flow information
• Ability to work in a goal-oriented environment
• Resourceful and the ability to take initiative

HOURS:

• 08:00 AM xe2x80x93 05:00 PM Monday xe2x80x93 Friday

CLOSING DATE:

• 31 October 2023

Should you meet all the requirements, apply on our website at today.
Should you not hear back from us within 10 working days, please consider your application as unsuccessful. We will retain your credentials for future similar roles.

Status Staffing

Recruiter

OR

Job Mail