Job Description

Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.Our Business Banking Coverage segment provides broad-based client solutions to a wide spectrum of small, medium and large enterprises. Our support extends across the 14 sectors in which we operate; providing our clients with deep sector knowledge and solutioning expertise. We have partnered with businesses for over 160 years, and it is our approach to client relationships that truly distinguishes us, encapsulated by the phrase 'partnering for growth'.Key responsibilities:

• To support the Relationship Manager with the day-to-day administrative functions, portfolio management, entrenchment, and operational functions for an allocated portfolio.
• To ensure that all compliance requirements within the portfolio are met and act as a central contact point for the client, providing sales and service fulfilment aligned to segment targets.
• Is accountable for assisting Relationship Manager in the day-to-day execution of their credit portfolio.
• To support the Relationship manager to grow and retain a portfolio of high value Premium & Growth Business Segment relationships by performing a proactive, mobile, value adding financial partnership role.
• Ensures deep understanding of Customer's business through regular interaction with clients, including their place of business.
• Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.
• To do complex financial analysis on annual financial statements, management accounts and cash flow projections.
• To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee.
• Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities.
• To build trust, credibility and confidence with Agricultural and Business Clients.

Application closing date: 30 June 2025QualificationsFAIS accredited Undergraduate or Honours qualification in:

• BCom Management Accounting
• BCom Accounting
• BCom Agricultural Economics
• BSc Agricultural Economics
• SAICA Articles/CA(SA) (advantageous)
• CIMA Qualified (advantageous)

Undergraduate or honours qualification to be completed by 31 December 2025.Additional InformationMinimum requirements:

• South African Citizen
• Should you have work experience, it should not exceed 12 months
• Agricultural Knowledge / Experience (advantageous)
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.

Standard Bank