To perform and deliver various Credit Risk activities across the different aspects of the life-cycle of Credit Risk Management, including originations, account management, collections and payments for a dedicated Portfolio. This is essential in order to contribute to manage risk, achieve targets and align to best practices. Conduct in-depth analysis to ensure that the Portfolio's products and services adhere to all relevant legislation and regulations.
Qualifications
Degree (NQF Level 7 and above)
Degree Business Commerce, Mathematical Sciences, Quantitative Studies
Experience
The role requires an individual with a solid foundation and understanding of bank processes, products, data, and systems, with 3-4 years of experience. Specific experience within Credit/Property or Risk Management will be advantageous. Proficiency in SAS or SQL, and other coding languages is also necessary. Advanced computer literacy with a high level of proficiency in the Microsoft Office Suite is essential.
Domain Knowledge:
A passion for property and property analytics.
Strong skills in data analysis, statistical modelling, and machine learning.
An innovative mindset with the ability to identify gaps and develop proactive strategies.
A keen interest in addressing the impacts of climate change on the property industry.
A self-starter who thrives on autonomy and can build from the ground up.
Additional Information
Behavioural Competencies:
Adopting Practical Approaches
Checking Things
Embracing Change
Establishing Rapport
Following Procedures
Interpreting Data
Meeting Timescales
Producing Output
Providing Insights
Taking Action
Thinking Positively
Upholding Standards
Technical Competencies:
Active Listening
Project Management (Project Mgmt)
Quant Skills
Risk Awareness
Risk Identification
Risk Management
Risk Reporting
Risk Response Strategy
Verbal Communication
Workflow Management
Please note:
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