Job Description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.



To sell Commercial Property Finance's products and develop and maintain professional relationships with customers and potential customers in the commercial property industry.
To proactively source and acquire new business, structuring of the resultant transactions and management of the transaction origination process. To ensure effective sales execution in order to achieve sales and service targets. To provide specialist input and advice into Business Banking's product experts in respect of the commercial properties being funded for both the bank's credit risk as well as bank's customers.

Qualifications

Qualification

• Business Commerce Degree

• 5 years' general banking experience and/or property finance experience and relevant construction industry, property development, quantity surveying or valuation experience
• 3-4 years experience in processing Commercial Property Finance transactions with particular focus on preparing credit applications and annual reviews
• Experience in different types of property finance transactions e.g. investor versus owner-occupied transactions
• Experience of credit and compliance matters relating to Commercial Property Finance transactions and experience in commercial real estate property valuations would be an advantage
• Experience in selecting, gathering and consolidating financial information from clients to ensure comprehensive financial assessment for feasibility purposes and experienced in analysing and interpreting balance sheets, ratios, income statements and cash flows

• Adopting Practical Approaches
• Checking Details
• Documenting Facts
• Examining Information
• Interacting with People

• Credit Delivery
• Financial Statement Analysis
• Loan Assessment, Approval and Loan Processing
• Operating Cash Flow Analysis
• Product Knowledge

Standard Bank